Oriental Financial Group, Inc.

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Oriental Financial Group, Inc. <tr><td colspan="2" style="text-align:center; padding:16px 0 16px 0;">Image:Oriental Logo.jpg</td></tr>
Type	Public (NYSE: OFG)
Founded	San Juan, Puerto Rico; 1964
Headquarters	San Juan, Puerto Rico <tr><th style="text-align:right; padding-right:0.75em;">Key people</th><td>Jose Rafael Hernandez, President & CEO Jose Enrique Fernandez, Chairman</td></tr><tr><th style="text-align:right; padding-right:0.75em;">Industry</th><td>Finance and Insurance</td></tr><tr><th style="text-align:right; padding-right:0.75em;">Products</th><td>Banking Checking Accounts Insurance Stock Brokerage Investment Bank Asset-Based Lending Consumer finance</td></tr><tr><th style="text-align:right; padding-right:0.75em;">Revenue</th><td>Image:Green Arrow Up.svg US$ 230.45 million (2005)<ref name="snapshot">Oriental Financial Corporate Information by Forbes.com</ref></td></tr><tr><th style="text-align:right; padding-right:0.75em;">Net income</th><td>Image:Green Arrow Up.svg US$ 37.61 million (2005)<ref name="snapshot"/></td></tr><tr><th style="text-align:right; padding-right:0.75em;">Employees</th><td>520 (2005)<ref name="snapshot"/></td></tr><tr><th style="text-align:right; padding-right:0.75em;">Website</th><td>www.orientalonline.com</td></tr>

Oriental Financial Group, Inc., more commonly known as Oriental Financial or Oriental Bank, is a financial holding company located in San Juan, Puerto Rico which offers a full range of financial services in Puerto Rico and the State of Florida through its four wholly owned subsidiaries: Oriental Bank and Trust (a bank), Oriental Financial Services Corp., Oriental Insurance, Inc. and Caribbean Pension Consultants, Inc. (CPC). Its headquarters are located at the Oriental Center at 997-1000 San Roberto Street, Professional Offices Park in San Juan.

Oriental Financial operates through three major business segments: Banking, Treasury and Financial Services, and focuses its services and marketing efforts on professional individuals and owners of small and mid-sized businesses, primarily in Puerto Rico. The company provides consumer and commercial banking-financial solutions, including consumer, commercial and mortgage lending, financial planning, insurance, money management and investment brokerage, corporate, individual trust and retirement services. It also provides a variety of deposits consisting of individual non-interest bearing checking accounts, savings accounts, personal interest-bearing checking accounts, certificates of deposits, individual retirement accounts and commercial non-interest bearing checking accounts. Its chief assets and sources of income are its commercial loans, consumer loans, and residential mortgage loans. It offers banking services through a network of 24 financial centers (or branches; 2005) in Puerto Rico and one in Boca Raton, Florida.<ref name="Oriental">Oriental Financial Corporate Profile by SNL Financial LC</ref>